this gift is so fun to give! kiva.org allows you to learn about entrepreneurs in developing countries on the site, choose someone to lend to, and then make a loan. by doing this you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. then, when you get your loan money back, you can relend to someone else in need.
so instead of throwing $20 into a money envelope for your nephew’s graduation, give a gift certificate to kiva.org that has the possibility to literally change hundreds of lives. my brothers and i gave my mom this gift last mother’s day and she loved it and is so excited to continue to re-loan the money to new entrepreneurs. . .